UOB presents a variety of residence financial loan deals for HDB flat proprietors, furnishing an alternative choice to the HDB Concessionary Loan. Their choices incorporate both fastened-level and floating-level deals, that happen to be typically pegged for the 3-Month Compounded SORA. As an example, a advertising package deal might offer a fee of three-Month Compounded SORA + 0.70% p.a. for the initial two years, by using a minimal personal loan measurement of S£250,000. For a hard and fast-charge selection, rates is often as little as two.28% for a two-yr lock-in period of time. Eligibility for any website UOB financial loan is issue to Assembly the overall Debt Servicing Ratio (TDSR) of fifty five% and also other credit rating demands. UOB also offers a singular "Go Eco-friendly House Personal loan" for Attributes having a BCA Green Mark certification, furnishing dollars rebates. Also, They can be noted for a small valuation payment of just S£a hundred and fifty in addition GST and supply a bridging financial loan selection for homeowners transitioning amongst properties.